Do it yourself windshield repair

[Swooz]

Has anyone tried to repair a chipped windshield with a product called permatex bullseye windshield repair kit, or similar? The shops I've been calling want anywhere from $40 - $60 to repair my chip.

[1996 328ti]

Don't most insurance companies pay for this in full?

[mcoupemindy]

Don't most insurance companies pay for this in full?

Yup.

[Swooz]

Erie does, but it wasn't worth claiming the $55 bucks it cost me. My agent says although they don't count it against you, they still look at it as being a claim, so I'll save it for a fender bender or full blown accident.

[1996 328ti]

Erie does, but it wasn't worth claiming the $55 bucks it cost me. My agent says although they don't count it against you, they still look at it as being a claim, so I'll save it for a fender bender or full blown accident.

In the past all it took was a phone call to my insurance company. Zero out of pocket.

I'm sure they would rather pay $55 than the cost of a broken windshield.

[specz66]

State Farm doesn't cover it. I had a chip and the repair guy says just about every insurance company covers it but State Farm. Who do you have? Guess who I have?!

[tgmeyer]

$40 - $60 seems fair and to NOT claim it on insurance is a good thing.
I am with USAA: "Collision means the upset of your covered auto or non-owned auto or thier impact with another vehicle or object. Loss caused by the following is considered other than collision: 10) Breakage of glass *If breakage of glass is caused by collision, you may elect to have it considered a loss by collsion."
In other words, USAA will replace a broken windshield but not repair a chip.
Why give the insurance company ANY reason to look @ your, or any covered driver in your household's, driving record. IMHO, I'd spend the cash out of pocket and not claim it even if I had the coverage.
TomM

[Uber-Goober]

Ken, the owner of Superior Windshield Repair has helped me on numerous occasions over the years. Paying $50-$70 to repair a chip in a $600 windshield is ridiculously cheap if you consider that:

-They come to you, usually in a big van, with a thirsty V8 and loaded down with windshields

-They use a $700 tool that sucks all the air out so when done you can barely tell anything happened

-I am paying them for knowing how to do something that I don't


I did go cheap a couple of times, used a $10 kit and fixed windshields my self, but the results reflected the money spent. Risking premium hike, calling insurance is pointless...