*Are you insured on track? Now you can be! *Good news for track rats: The BMW Car Club of America has announced a partnership with Lockton Risk...
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*Are you insured on track? Now you can be! *Good news for track rats: The BMW Car Club of America has announced a partnership with Lockton Risk...
More...
This is great news, thanks for sharing!
I know of at least one person who totaled their car and had Lockton insurance. Insurance covered all damages even aftermarket parts installed on the car, up to the insured value. The poor guy was very happy with the way his claim was handled.
Car54 ...well, now Car52
Craig Brickner
So you take you car to BMWCCA HPDE and total it. You had purchased insurance w/Lockton so you car doesn't have to be towed off the track and placed in some field off a road near the track.
However, does this new bennie make HPDE's as safe as they previously were? Or will it result in more incidents since the student's stupidity is now insured?
Also notice this insurance only covers physical damage to your vehicle and
not any personal injury or liability. Are a valid DL and liability insurance
still required?
Does anyone know if your everyday auto insurance company find out if you are using Lockton for HPDE's?
Dave Apker and the collies
From a knowledgeable agent I trust, your primary insurance company couldn't care less since they are not footing the bill.
And no, I don't think anyone is going to drive any differently knowing they are covered. But it may make safer drivers on the road that avoided DEs because of the exclusions.
I checked my insurance (MetLife), and I am covered for HPDE by my existing policy.
As long as it's not competitive (timed), they will cover.
Autocross was not as clear due to the timing and competitive aspect, I never really pursued that all the way, my agent thought it was likely covered since it's one car at a time and in parking lots, where coverage would normally apply.
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