Insurance discounts

[ob325]

My insurance company just sent my renewal documentation, killing several more trees, and it has some new discounts that I've never seen before. Does anyone in Virginia have these? And of course, no where in this mammoth package does it explain these discounts.

New Vehicle Discount (which, ironically, just had it's 1st birthday)
Vehicle Experience Discount (pretty sure not affiliated with the HPDEs)

Anyway, they dropped my insurance over 10% for these 2 guys, so I'm not complaining. I'm just curious if anyone else has these on their VA policies.

[1996 328ti]

Vehicle Experience Discount
Could that be a PC way for saying you have been driving for a long time?

My so called discounts are
passive restraint
5 year acc free (my wife)
3 year acc free (need to call them on that one, it's been +5 years)
Multi car
long term customer
multi line (home owner's insurance)
new vehicle

[Russell Thater]

Hey i just read your message. I work for Liberty mutal as an agent, the discounts you received are as follows.

New vehicle, 1 year still counts as a new vehicle for you
Vehicle experience discount, sounds like " good driver discount" you must have a good record!

Each company has a different name for their particular discounts nothing is universal. I may be wrong however from what you listed, thats what it sounds like to me. I hope that helps a bit.

RUSS